← All modules
Closer AI
Spanish double-entry accounting with the fiscal obligations in the core, not bolted on: the ledger, the documents that feed it, the bank that settles it, and the AEAT filings that come out of it.
Book a demo
from€9per month
Three levels
Start with invoicing. Move up when the books need it.
Each level includes everything in the one before it, and moving up keeps all of it: the books are kept from the first invoice, so the ledger you open is already right.
Closer AI Factura
€9per month
A company that invoices and files its quarterly returns.
- VERI*FACTU invoices and simplified invoices
- Collections and supplier payments
- Supplier bills and expenses captured by OCR
- The books kept in the background, ready for the day you move up
Each month: 30 OCR scans · 50 invoices, bills and expenses
AEAT returns: 303, 390, 420, 111, 190, 115, 180
Closer AI Contabilidad
€49per month
A company keeping its own books, alone or with its asesoría.
Everything in Closer AI Factura, plus
- The ledger and the Spanish PGC chart of accounts
- Bank reconciliation against the live feed
- Profit and loss, balance sheet and the ledgers
- Fixed assets, loans and leases
- Year-end close and the cuentas anuales
Each month: 250 OCR scans · 300 invoices, bills and expenses
AEAT returns: 200, 202, 347, 349, 369, 123, 193, 232
Closer AI Cierre
€200per month
A company with a finance team.
Everything in Closer AI Contabilidad, plus
- Budgets read against the ledger
- SEPA remesas to collect and to pay
- Approval policies on documents
- The thirteen-week treasury forecast
Each month: 1,000 OCR scans · 1,500 invoices, bills and expenses
Modules included: Treasury →
What it includes
Ledger
- Journal entries and bank transfers
- A PGC chart of accounts you can extend
- Analytic dimensions you define — department, project, cost centre — tagged on the line and carried through posting
- Multi-currency
- A foreign-currency document posts at the day’s rate, and what is still open is revalued at period end
- Period close with a checklist
Banking
- Bank feeds via Ponto and open-banking.io
- CAMT.053, Norma 43 and CSV statement import
- Auto-matching with rules you can write
- Card rails: Stripe, Redsys and Revolut
- Settlement import and payout reconciliation
- Loan instalments reconciled against the bank line that paid them
Cuentas anuales
- The PGC balance and the profit and loss account as the official models, in the normal or abreviado structure
- Both halves of the ECPN: the estado de ingresos y gastos reconocidos, and the estado total de cambios en el patrimonio neto
- The memoria, with each note saying which table it carries and reading it from the books
- The comparative prior year beside every figure
Corporate tax
- The Modelo 200 works out its own rate from facts you state once — turnover and the year the company first made a profit
- The reserva de capitalización and the reserva de nivelación measured from the equity and the workforce the books already hold
- Planned from the year’s distribution, then followed for the rest of their life: released, breached and regularised, or corrected by a complementaria
- Its own register, by year, with what each reserve still owes
Sales and collections
- Quotes that answer, close and convert — into an order, then an invoice
- Invoices, simplified invoices (F2) and credit notes
- Sales orders and delivery notes that bill through
- Customer payments, part-payments and write-offs
- Collections: promises, disputes and a reminder ladder
- Customer portal with card payment
Purchases and payments
- Bills, simplified bills and purchase orders
- Expenses, expense reports and reimbursements
- Supplier payments and remittances
- Supplier portal for submitting invoices
- OCR scanning of bills, expenses and payroll
Year-end close
- A close checklist that blocks on drafts and warns on the rest, rather than letting you close over them
- Close the year, reopen it if you must, and distribute the result
- The distribution funds the legal reserve, the voluntary ones and the dividend — and records the day the dividend is paid
- A migrating company brings in its trial balance and the invoices and bills still open, which then settle like any other
Budgets
- A P&L budget per fiscal year, by account and by month
- Filled from a posted year, or typed, or copied into a new version
- Budget against actual, cut by the same classifications the ledger carries
- Preparing a budget and approving it are different permissions, so nobody approves their own
Assets, financing and leasing
- Fixed assets with amortization tables and coefficients
- Disposals and revaluations
- Loans at amortised cost, at the effective interest rate
- The bank’s loan schedule read from a spreadsheet, PDF or photo, with every revision on record
- Finance leases under art. 106 LIS, each instalment booked as the lessor’s bill beside its tax schedule
- A loan the company GRANTS, posted with the signs reversed and collected net of the withholding it suffers
- A finance lease granted derecognises the asset in one entry, and each cuota invoices itself
- Month-end depreciation and interest accruals that post themselves, once switched on
- Revenue recognition and accruals
Ledger
- Journal entries and bank transfers
- A PGC chart of accounts you can extend
- Analytic dimensions you define — department, project, cost centre — tagged on the line and carried through posting
- Multi-currency
- A foreign-currency document posts at the day’s rate, and what is still open is revalued at period end
- Period close with a checklist
Year-end close
- A close checklist that blocks on drafts and warns on the rest, rather than letting you close over them
- Close the year, reopen it if you must, and distribute the result
- The distribution funds the legal reserve, the voluntary ones and the dividend — and records the day the dividend is paid
- A migrating company brings in its trial balance and the invoices and bills still open, which then settle like any other
Assets, financing and leasing
- Fixed assets with amortization tables and coefficients
- Disposals and revaluations
- Loans at amortised cost, at the effective interest rate
- The bank’s loan schedule read from a spreadsheet, PDF or photo, with every revision on record
- Finance leases under art. 106 LIS, each instalment booked as the lessor’s bill beside its tax schedule
- A loan the company GRANTS, posted with the signs reversed and collected net of the withholding it suffers
- A finance lease granted derecognises the asset in one entry, and each cuota invoices itself
- Month-end depreciation and interest accruals that post themselves, once switched on
- Revenue recognition and accruals
Sales and collections
- Quotes that answer, close and convert — into an order, then an invoice
- Invoices, simplified invoices (F2) and credit notes
- Sales orders and delivery notes that bill through
- Customer payments, part-payments and write-offs
- Collections: promises, disputes and a reminder ladder
- Customer portal with card payment
Cuentas anuales
- The PGC balance and the profit and loss account as the official models, in the normal or abreviado structure
- Both halves of the ECPN: the estado de ingresos y gastos reconocidos, and the estado total de cambios en el patrimonio neto
- The memoria, with each note saying which table it carries and reading it from the books
- The comparative prior year beside every figure
Corporate tax
- The Modelo 200 works out its own rate from facts you state once — turnover and the year the company first made a profit
- The reserva de capitalización and the reserva de nivelación measured from the equity and the workforce the books already hold
- Planned from the year’s distribution, then followed for the rest of their life: released, breached and regularised, or corrected by a complementaria
- Its own register, by year, with what each reserve still owes
Purchases and payments
- Bills, simplified bills and purchase orders
- Expenses, expense reports and reimbursements
- Supplier payments and remittances
- Supplier portal for submitting invoices
- OCR scanning of bills, expenses and payroll
Banking
- Bank feeds via Ponto and open-banking.io
- CAMT.053, Norma 43 and CSV statement import
- Auto-matching with rules you can write
- Card rails: Stripe, Redsys and Revolut
- Settlement import and payout reconciliation
- Loan instalments reconciled against the bank line that paid them
Budgets
- A P&L budget per fiscal year, by account and by month
- Filled from a posted year, or typed, or copied into a new version
- Budget against actual, cut by the same classifications the ledger carries
- Preparing a budget and approving it are different permissions, so nobody approves their own
Who watches it
Bookkeeper
Whether the ledger can be trusted: unposted entries, unmatched bank lines.
One of the eleven AI employees is assigned to this domain. It reads what a person in that role could read, and files what it finds.